80% Filipino Women Report Caregiving Impacts Financial Stability

By: WE Staff | Friday, 24 April 2026

• Caregiving burden weakens Filipina’s financial security and health readiness
• High medical costs force 70% to delay care; insurance gaps persist
• Low crisis readiness drives debt and missed investments among women

A triple burden is placed on Philippine women tied to caregiving demands, posing risks to sustained financial stability and healthcare readiness. Nearly 50% of women solely handle household finances and approximately 90% prepare for eldercare, and only 20%, have secured adequate financial resources, as per Sun Life report.

According to the data, women adept at handling immediate financial obligations but lack adequate insurance coverage for contingencies. Women’s in the nation face financial resilience which is further challenged by increasing healthcare costs, with 67% of women highlighting medical expenses as a major constraint. As a result, 70% have opted to delay or skip personal healthcare to meet family obligations.

To face this, the preparedness levels remain low, with only 9% of women feeling well-equipped for unexpected crises and 27% confident in sustaining financial needs past 90. The report suggests the imperative need for customized health and insurance solutions to address these gaps.

Many women are making a decision of financial trade-offs to meet caregiving demands, with 25% resorting to debt and 26% missing investment opportunities. Sun Life notes that women comprise 73% of its advisor base, strengthening its ability to address the planning and insurance needs of Filipinas.