FlexiLoans To Invest INR 100 Crores for Empowering Women-Led MSMEs in 2025

By: WE staff | Tuesday, 4 March 2025

• FlexiLoans plans to disburse INR 100 crore to support women-led MSMEs in 2025.
• Only 10% of women entrepreneurs have access to formal credit.
• Over 8 million women-owned MSMEs exist in India.

FlexiLoans, a digital lending platform in India has committed to disbursing over INR 100 crore in loans to empower women-led MSMEs in 2025.

A McKinsey report highlights that women-owned businesses in India have the potential to generate over $280 billion in GDP by 2025. However, they face significant challenges in accessing credit, with only 10 percent of women entrepreneurs having access to formal credit. According to the MSME, there are currently over 8 million women-owned MSMEs in India.

This figure highlights the increasing role of women in India’s entrepreneurial ecosystem. FlexiLoans intends to support the growth of women-led businesses by providing easy access to collateral-free business loans. The company has seen an impressive 2.3x increase in annual women borrowers over the past five years, rising from 1,300 in 2019 to over 3,000 in 2024. This growth reflects the growing entrepreneurial drive among women, especially in Tier 2 and 3 cities, which make up nearly 70 percent of flexiLoans female borrowers.

Significantly, the average loan amount requested by women entrepreneurs has risen by 81 percent, from INR 4.04 lakhs in 2019 to INR 7.31 lakhs in 2024. This growth reflects enhanced financial confidence and business expansion, fueled by government initiatives such as the Stand-Up India Scheme and MUDRA Yojana.

Ritesh Jain, Co-Founder, FlexiLoans, expressed, “At FlexiLoans, we are dedicated to supporting the relentless spirit of India’s women entrepreneurs. Our focus is to offer easy access to collateral-free business loans with minimal documentation, allowing women to expand their businesses without financial obstacles. Through our customized financial solutions, we aim to empower them to scale, achieve greater success, and make a meaningful impact on India’s economic growth.”

As financial literacy in India increases and access to formal credit expands, the demand for business loans from women-led MSMEs is expected to grow significantly. FlexiLoans is leading this change by removing barriers and driving the growth of women entrepreneurs.